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The purpose of this study was to determine the effect of CAR and LDR on ROA at PT Bank BNI (Persero) Tbk Period 2008-2017. This research method is a descriptive quantitative . The sampling technique used purposive sampling technique with a total sample of 10 . Data analysis used statistical tools with SPSS version 22 for windows with the an alysis method of normality, coefficient of determination, simple linear regression equations,multiply linear regression and hypothesis testing. It can also be seen that the value of t Count> t Table or 2.547> 2.364 means that H0 is accepted. H1 is rejected, so it is concluded that there is no effect between the Capital Adquacy Ratio (CAR) variable on Return On Assets (ROA). t value <than t Table or equal to 1.542 <2.364 means that H2 is rejected. H0 is accepted, so it is concluded that there is an effect but not significant between the Loan To Deposit Ratio (LDR) variable on Return On Assets (ROA). the value of f - calculated is greater, namely 5.894> 4.10 and the value is significant> than the terms of significance (0.032> 0.05). This provides an explanation that the independent variables Capital Adequacy Ratio (CAR) (X1) and Loan To Deposit Ratio (LDR) (X2) prove that they do not jointly influence the dependent variable, namely Return On Assets (ROA) (Y).
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